The One Account Mortgage
People looking for a mortgage which is flexible and adjusts to their own circumstances without fuss often think of the One Account mortgage, which is also known as the Shrinker mortgage because of this very economical nature.
The One Account mortgage repayments integrate with your One Account to allow for fluctuations in income over time and also allows for things like seasonal variations where other mortgages tend to be inflexible. By taking a "whole world" view of your finances you can optimise each aspect of your financial life and so reduce your overall expenditure over the long term significantly.
The One Account mortgage used to be a product of Virgin Money but is now owned and run by the Royal Bank of Scotland (RBS). It was conceived originally as a single account to handle all your financial needs and wants, and with that there was a built-in element of flexibility which people found so attractive.
To apply for the One Account mortgage click here. You will be taken directly to the One Account website.
If things go wrong and you lose your job (or something else happens which you didn't expect) there is always the One Account Repayment Protector to safeguard those payments. In fact there are a host of insurance products available with the One Account for extra peace of mind.
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