People looking for
a mortgage which is flexible and adjusts to their own circumstances
without fuss often think of the One Account mortgage,
which is also known as the Shrinker mortgage because of this
very economical nature.
The One Account
mortgage repayments integrate with your One Account to allow for fluctuations
in income over time and also allows for things like seasonal variations
where other mortgages tend to be inflexible. By taking a "whole
world" view of your finances you can optimise each aspect of your
financial life and so reduce your overall expenditure over the long
term significantly.
The One Account
mortgage used to be a product of Virgin Money but is now owned and run
by the Royal Bank of Scotland (RBS). It was conceived originally as
a single account to handle all your financial needs and wants, and with
that there was a built-in element of flexibility which people found
so attractive.
To apply for the
One Account mortgage click
here, or on the image below. You will be taken directly to the One
Account website.

NOTE: If things
go wrong and you lose your job (or something else happens which you
didn't expect) there is always the One Account Repayment Protector to
safeguard those payments. In fact there are a host of insurance products
available with the One Account for extra peace of mind.
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